Become a Habitat for Humanity Home Owner
“Habitat provided our family the opportunity to build a home which otherwise would not have been possible.
Our family now has a stable, safe, affordable and beautiful home where we can settle and grow for years to come.”
The Fredericks – Keith , Torey, Kaydin and Kyla
Do you need a hand up, not a hand out?
We want to find the right families, families that need a hand up, not a hand out.
The Family Selection Committee does not consider race, color, national origin, religion, sex, marital status, age, source of income or sexual orientation in selecting partner families.
Learn if You Qualify
Qualifying partner families are selected based on need, ability to repay, and willingness to partner.
- Present housing is inadequate, due to problems with the structure; water, electrical or sewage service systems; heating system; and/or failure to meet city property requirements. The number, ages and sex of children are considered when determining the number of bedrooms in the home.
- Total, steady household income is between $19,050 and $57,400, depending on family size. (The percentage of monthly income spent on housing is considered. Potential partner families are required to openly discuss financial conditions and standing with a family support volunteer.)
- The family is unable to purchase a home through conventional means.
- Applicants must have lived or worked in Knox County for at least one year prior to application.
- Applicants must demonstrate their ability to pay monthly mortgage payments, which includes real estate taxes and insurance and are typically $500-600.
- The mortgage loan is interest free.
- Midcoast Habitat for Humanity helps applicants determine whether they can assume the burden of the mortgage payments without jeopardizing the ability to meet all other family and financial obligations, and to develop a budget if needed.
- Families gain “sweat equity” by participating in the construction of their home and the homes of others. This may include clearing the lot, painting, helping with construction, construction clean up, providing food for volunteers, or working in the Habitat office or ReStore.
- Families may be credited with up to 200 hours of work provided by friends and relatives who participate. The requirement can be fulfilled over a period of up to two years.
- Families are responsible for maintenance and repair of their homes from the time they move in.
Or you can download the Selection Brochure Fill out the form and snail-mail it to:
MIDCOAST HABITAT FOR HUMANITY
799 West St
Rockport, Maine 04856